WELCOME TO

CIARMOLI FINANCE

Financial Clarity for Expats In Germany

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Pasquale Ciarmoli, certified financial advisor, professional portrait in suit

Two middle-aged business professionals discussing financial advice

A group of expat friends discussing financial planning at a coffee shop

IT'S ALL ABOUT YOU

You've build a life in Germany - now let's build your financial future

As an expat in Germany, you've already mastered the big steps: new country, new job, new culture. But navigating the German financial and insurance system? That's a whole different challenge.

I specialize in helping international professionals like you make confident decisions about your finance. Clear advice. No Jargon. In English. And most importantly: tailored to your unique situation as an expat.

Independent Advice

500+ trusted insurance, finance & lending partners

Free Consultation

Consultation in English, Italian, Spanish and French

100% Remote

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SERVICES

My Services Include

I provide tailored financial consulting for expatriates, helping you navigate complex cross-border finances with confidence. I offer personalized guidance to secure your financial future, no matter where life takes you.

PERSONAL LOANS

Quick, Stress-Free Loans for What Matters Most. Life moves fast — and sometimes, you need extra support to keep up. Whether it's a medical emergency, a dream purchase, or clearing up old debt, personal loans give you instant access to cash with zero hassle and flexible repayment plans that work for you.

HOME LOANS

Your Dream Home Starts Here. A home is more than walls and a roof — it’s where your story begins. Whether you're buying your first house, upgrading your space, or refinancing to save more, my home loan solutions make the journey smooth, simple, and exciting.

INSURANCES

Protect What Matters Most. Life is full of surprises — but with the right insurance, you're always one step ahead. Whether it's your health, your home, your car, or your family’s future, my insurance plans are built to give you peace of mind, not paperwork headaches.

INVESTMENTS

Grow Your Wealth with Confidence. Your money should work just as hard as you do. Whether you’re saving for the future, planning for retirement, or building long-term wealth, my investment solutions are designed to help you grow with clarity, control, and confidence.

ALL IN ONE VIEW

Your Finances - One App

With the Finanzmanager App, you manage all your insurance and financial matters – anytime, anywhere.

AI-powered contract import

Mobile access to all contracts

Secure document storage

iPhone displaying Finanzmanager app, contract and finance management for clients

FAQ

I’ve answered some of the top questions expats have about financial planning and consulting.

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As for pricing, there's generally no difference compared to online platforms. In many cases, I have access to exclusive broker rates that beat most comparison sites.
Unlike automated comparison tools, I offer personal, one-on-one advice tailored to your needs and goals. I take time to understand your situation and recommend solutions that truly fit. You'll also have me as your direct contact anytime you need support.
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WELCOME TO

CIARMOLI FINANCE

IT'S ALL ABOUT YOU

You've build a life in Germany - now let's build your financial future

Independent Advice

500+ trusted insurance, finance & lending partners

Free Consultation

Consultation in English, Italian, Spanish and French

100% Remote

SERVICES

My Services Include

I provide tailored financial consulting for expatriates, helping you navigate complex cross-border finances with confidence. I offer personalized guidance to secure your financial future, no matter where life takes you.

PERSONAL LOANS

HOME LOANS

Your Dream Home Starts Here. A home is more than walls and a roof — it’s where your story begins. Whether you're buying your first house, upgrading your space, or refinancing to save more, my home loan solutions make the journey smooth, simple, and exciting.

INSURANCES

Protect What Matters Most. Life is full of surprises — but with the right insurance, you're always one step ahead. Whether it's your health, your home, your car, or your family’s future, my insurance plans are built to give you peace of mind, not paperwork headaches.

INVESTMENTS

Grow Your Wealth with Confidence. Your money should work just as hard as you do. Whether you’re saving for the future, planning for retirement, or building long-term wealth, my investment solutions are designed to help you grow with clarity, control, and confidence.

ALL IN ONE VIEW

Your Finances - One App

With the Finanzmanager App, you manage all your insurance and financial matters – anytime, anywhere.

AI-powered contract import

Mobile access to all contracts

Secure document storage

FAQ

I’ve answered some of the top questions expats have about financial planning and consulting.

Is your consultation free of charge?

What's the advantage over online comparison websites?

How do the consultations work?

Can you help me save money?

Are you independent?

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